Privacy Policy

1. Introduction

MAF Loans LLC ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information when you visit our website, use our services, or interact with us in any capacity. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.

2. Information We Collect

2.1 Information You Provide

We may collect personal information that you voluntarily provide to us when you:

• Complete a loan application or inquiry form
• Create an account or register for our services
• Contact us via email, phone, or contact form
• Subscribe to our newsletters or marketing communications
• Participate in surveys, promotions, or other interactive features

This information may include, but is not limited to: name, email address, telephone number, mailing address, date of birth, Social Security number, employment information, income information, financial account information, and other information necessary to process your loan application or provide our services.

2.2 Information Collected Automatically

When you access our website, we may automatically collect certain information, including:

• IP address and geographic location
• Browser type and version
• Operating system
• Pages visited, time spent on pages, and referring URLs
• Device identifiers
• Cookies and similar tracking technologies

2.3 Information from Third Parties

We may receive information about you from third parties, including credit bureaus, identity verification services, lenders in our network, and marketing partners. This information may be used to verify your identity, assess creditworthiness, and provide you with relevant loan offers.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To match you with lenders and loan products that may meet your needs
• To process and facilitate your loan application
• To verify your identity and prevent fraud
• To communicate with you about your application, account, or our services
• To send you marketing communications (with your consent where required)
• To improve our website, services, and user experience
• To comply with legal obligations and enforce our terms
• To protect our rights, property, and safety, and that of our users

4. Disclosure of Your Information

We may disclose your personal information to:

• Lenders and lending partners: When you submit a loan application, we share your information with lenders in our network to facilitate loan offers and processing.
• Service providers: Third parties who assist us in operating our business, such as hosting providers, analytics services, and customer support.
• Credit bureaus: To verify identity and assess creditworthiness.
• Legal and regulatory authorities: When required by law, court order, or governmental request.
• Business transfers: In connection with a merger, acquisition, or sale of assets.

5. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to collect information about your browsing activities. Cookies are small data files stored on your device. You may configure your browser to refuse cookies; however, some features of our website may not function properly without them.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our website uses 256-bit SSL encryption for data transmitted between your browser and our servers. Despite our efforts, no method of transmission over the Internet or electronic storage is completely secure.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we will securely delete or anonymize it.

8. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you
• Correct or update inaccurate information
• Request deletion of your personal information
• Opt out of marketing communications
• Opt out of the sale of your personal information (see our Do Not Sell page)
• Object to or restrict certain processing

To exercise these rights, contact us at [email protected] or +1 (573) 859-4395.

9. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, the right to opt out of the sale of personal information, and the right to non-discrimination. For more information, see our Do Not Sell My Personal Information page.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to read the privacy policies of any third-party sites you visit.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the revised policy.

13. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

MAF Loans LLC
1007 N Garth Ave, Columbia, MO 65203-4051
Email: [email protected]
Phone: +1 (573) 859-4395